Monthly Market Insights | November 2022

Stocks posted big gains in October, propelled by better-than-expected corporate reports.  The Dow Jones Industrial Average led, gaining 13.95%. The Standard & Poors 500 Index tacked on 7.99% and the Nasdaq Composite added 3.90%. We are beginning to see a transition from large-cap growth stocks to value stocks given current market conditions.   A Volatile Few…

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Join us in Raising Awareness for Prostate Cancer

In the United States, 1 in 8 men will be diagnosed with prostate cancer in their lifetime.  What is No Shave November? No Shave November is a campaign that occurs every year in the month of November to bring awareness to Prostate Cancer. Every November, men will participate by growing their facial hair over the…

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Student Loan Forgiveness: How to Apply – Easy!

There are new developments for student loan forgiveness. The application for Student Loan Forgiveness is now available. Filling out the application is easy and takes about five minutes. You don’t need to log in or provide any documents. Click Here to Apply Borrowers are advised to apply for forgiveness before November 15, 2022 How to…

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How to Buy Series I Savings Bonds

Series I Savings Bonds help protect your assets from inflation. With an I Bond, you earn both a fixed rate of interest and a rate that changes with inflation. Two times per year, they set the inflation rate for the next six months. They can be purchased for yourself, your child, or as a gift…

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Morning Market Commentary for Q3 2022

The 3rd quarter was full of mixed emotions and uncertainty as we experienced a bear market rally during the first half of the quarter. Sentiment turned bearish in the second half of the quarter when the Federal Reserve persisted in raising rates to combat inflation. The S&P 500 dropped by another -5.3% for the quarter…

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FAFSA for 2023-2024 School Year Opens on October 1

October is the kickoff month for financial aid. That’s when incoming and returning college students can start filing the Free Application for Federal Student Aid (FAFSA) for the next academic year. The FAFSA is a prerequisite for federal student loans, grants, and work-study, and may be required by colleges before they distribute their own institutional…

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Monthly Market Insights | September 2022

US Markets:  Renewed fears of higher rates and economic weakening, coupled with a tough talk by Fed Chair Jerome Powell and other Fed officials, sent stocks lower in August.   The Dow Jones Industrial Average dropped 4.06%. whereas the Standard & Poors 500 Index fell 4.24% and the Nasdaq Composite lost 4.64%.  A Strong Start: August…

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New Developments for Student Loan Forgiveness

As you may have heard in the news, there are new developments for student loan forgiveness. This is a fast-moving program change and we do not have final guidelines on the implementation of the program. Nonetheless, we wanted to get you the information we have so far, and subscribe below to receive updates as we…

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Retirement Strategy: How Much Should I Save?

“Will I outlive my retirement money?” This is one of the top fears for people who are starting to prepare for their retirement years. Determining how much money you need in retirement is a process. It shouldn’t be a number that you pull out of thin air. The process should include looking at your current…

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Social Security: Past, Present, and Future

Throughout human history, economic security has taken many forms. For the ancient Greeks, it was stockpiling olive oil. Olive oil could be stored for long periods of time; it could also help with nutrition during times of famine. During the Middle Ages, security took the form of guilds and societies that began to pay life…

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