Monthly Market Insights | May 2023

US Markets Stock overcame recession worries and mixed corporate earnings results in April, ending mostly higher. For the month, the Dow Jones Industrial Average picked up 2.48%, whereas the Standard and Poor’s 500 Index rose 1.46%. The Nasdaq Composite which was up nearly 17% in the first quarter of 2023, was flat 0.04% in April.…

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Why You Should Plan Taxes Two Years at A Time

Let’s admit it: Planning for taxes is not the most fun activity. There are likely (many) other things you would rather be doing. But accurate tax planning is important for your overall financial health. Planning early for taxes can help you save money, make fewer mistakes, and stress less when tax season arrives. Let’s consider…

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Morning Market Commentary Q1 2023

During the first quarter of 2023 sentiment started off hot with great gains in January but had its ebbs and flows throughout the quarter.  The belief that the Federal Reserve was going to be able to tame inflation and the economy would be able to establish a “soft landing” in terms of a possible recession…

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Monthly Market Insights | March 2023

US Markets Stock prices stumbled in February due to growing worries that the Fed would maintain its tight monetary posture in the face of continuing inflation.  For the month, the Dow Jones Industrial Average lost 4.19%, whereas the Standard and Poor’s 500 Index fell 2.61%. The Nasdaq Composite which was up nearly 11% in January,…

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Monthly Market Insights | February 2023

US Markets Stocks rallied in January as moderating inflation, a better-than-feared earnings season, and healthy economic data put investors in a buying mood. For the month, The Dow Jones Industrial Average rose 2.83%. The Standard & Poors 500 Index jumped by 6.18% and the Nasdaq Composite rose 10.68%. Shift in Sentiment The stock market opened…

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Secure Act 2.0: Here’s what you need to know

In the final days of 2022, Congress passed a new set of retirement rules designed to make it easier to contribute to retirement plans and access those funds earmarked for retirement. The law is called SECURE 2.0, and it’s a follow-up to the Setting Every Community Up for Retirement Enhancement (SECURE) Act, passed in 2019.…

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Morning Market Commentary Q4 2022

In an otherwise volatile and ugly year, the fourth quarter of 2022 turned out to be a pleasant surprise.  Sentiment turned optimistic mainly led by better-than-expected corporate earnings and Year-over-Year inflation rates coming down from a peak of 9.1% in June 2022. S&P, Dow, and NASDAQ The S&P 500 was able to climb higher by…

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Annual Tax Planning Letter for 2022

As we wrap up 2022, it’s important to take a closer look at your tax and financial plans and discuss steps that can be taken to reduce taxes and help you save for your future. As you know, we affectionately call our proven process One Advisor Twice the Advice. When we look at your financial…

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Monthly Market Insights | December 2022

US Markets Stocks surged higher in November on rising optimism that the Fed would slow down future interest rate hikes. The Dow Jones Industrial Average gained 5.67%. The Standard & Poor’s 500 Index picked up 5.38% and the Nasdaq Composite rose 4.37%. Value stocks continued to outperform the market during the month of November. A…

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December Is Identity Theft Protection Awareness Month

December is Identity Theft Protection Awareness Month and we’re taking this month to share some ways you can help keep your identity safe. In 2021 alone, the Federal Trade Commission received 1.4 million reports of identity theft.1 Identity theft can happen in a number of ways: in-person, online, through email, or over the phone. However it…

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